1-4 Familv Dwellinqs

• Owned by individuals or corporate investors for rental purposes
• Replacement cost and special perils available
• Seasonal/timeshare locations eligible

Retail Liquor Store

• Liquor & General Liability limits up to $1,000,000/ $2,000,000
• Property, equipment breakdown, general liability, crime, and liquor liability coverage available on one
  policy
• New ventures are eligible
• Hired & non-owned auto liability coverage available

Concessionaire / Vendor

• Available for indoor, outdoor, seasonal lots or tents and flea markets vendors that operate art the same
  or varying locations

Ex. include street vendors, hot dog carts, mall kiosks, newsstands, Christmas tree lots and more

• Ability to insure up to 40 stands on the same policy
• Inland marine coverage available for stands and miscellaneous items
• Food trucks are eligible

Janitorial Services

• Rated based on number of full and part time employees
• Non-auditable policy
• Optional coverage including contractors equipment, rental reimbursement, lost coverage and property damage extension
• Ability to write risks with up to 50% floor waxing

Lessor's Risk

• Ability to write buildings that are not 100% leased
• Liability limits available up to $1,000,000 per occ./ $2,000,000 up to $5,000,000
• Property limits up to $5,000,000 . Coverage available as monoline liablitity' , moniline
  property or package

The Office

• Offers a comprehensive bundle of coverage on a business owners form for more than 50 different
  office classes
• Professional liability coverage of $25,000 included for many classes

Convenience. Delicatessen & Grocerv Store

1. Liability limits up to $1,000,000/$2,000,000
2. Umbrella limits up to $5,000,000 available
3. Coverage for stores with or without commercial cooking
4. Gasoline sales exposures available
5. Coverage for stores open 24 hours

Vacant Buildings and Land

• 3, 6, 9 or 12 month policy terms
• No restriction on the length of vacancy
• Replacement cost and special perils available for buildings less  than 25 years old
  Can consider partially improved land
• Can write up to 1,000 acres per location
• Can consider risks with lakes and ponds

Artisan / Trade Contractors

• 40 eligible classes of Artisan and trade contractors
• Payroll up to $500,000/Receipts up to $1,000,000
• Up to 50% subcontracted work

Churches

• General Liability, Property, Directors and Officers and Employment Practices Liability available
• Abuse and Molestation and Pastoral Professional Liability available